Distressed Private Debt & Restructuring - Courses

Distressed Private Debt & Restructuring



Distressed Private Debt & Restructuring

For group bookings, to discuss tailored delivery or for any questions about this course, please get in touch:

Course Overview


Bad Debts have major implications for any bank, both in terms of financial performance and how the bank is perceived by its customers and the public at large.


How proactively and constructively banks deal with Non-Performing Loans is also a key area of focus for regulators across the globe as they pursue their objective of maintaining confidence and stability in the financial system.


This 8-session interactive training course is intended to enhance participants’ understanding of the causes and consequences of credit deterioration and how to respond. Its core focus is to help assess the best option to resolve the issues that have been identified and how to achieve an effective consensual debt restructure when that is achievable.


With extensive use of case studies, group exercises and discussions, the course will cover the following core subject areas:


  • The negative effects of adverse credit migration from a lender’s perspective
  • A review of the common causes of business failure, and the common indicators that financial distress is emerging
  • The potential options available to a lender in response to adverse credit migration
  • The conditions that are required to facilitate the rehabilitation or restructure of a deteriorating lending asset


Participants will have the opportunity to practice the key learning points covered, and to learn from examples of current best (and worst) practice where appropriate.


Crucially, the group work undertaken as an integral part of the workshop will give participants the opportunity to build a network with other practitioners, supporting exchange of ideas and solutions relative to proactive credit risk management which will be of use in the future.


Learning Objectives


  • Understand the Causes and Impacts of Credit Deterioration: Identify the key factors that contribute to credit deterioration, including macro-economic conditions, industry-specific factors, operational and structural issues, management failures, and overtrading, and understand their implications from a lender’s perspective.
  • Identify and Respond to Early Warning Indicators: Be equipped to recognise early warning indicators of distress, including macro-economic, management/behavioural signs, fraud, and accounting irregularities, and match early action to these indicators to mitigate potential losses.
  • Evaluate and Implement Resolution Strategies: Gain insights into evaluating the risks associated with inaction and the benefits and drawbacks of various resolution options, including debt sales, asset realisations, and court remedies, to address the symptoms and root causes of distress.
  • Navigate the Restructuring Process: Acquire knowledge on how to take control during a restructuring process, including the importance of leadership, conducting an independent business review, preserving liquidity, valuing the potential for recovery, and the implications of IFRS 9 on reflecting the bank’s risk position.
  • Manage Stakeholders through the Restructuring Phase: Cover strategies for stakeholder management, formulating a restructuring plan, understanding insolvency principles, maintaining business management’s motivation, and managing relationships with other creditors, employees, regulators, and the media.
  • Execute and Monitor the Restructuring Plan: Understand how to effectively deliver and monitor the restructuring deal, including the necessity for post-completion control, the actions to take if the restructuring plan stalls, and the importance of contingency planning based on the INSOL Principles for achieving a collaborative approach.
Distressed Private Debt & Restructuring Course

Course Modules


  • Session 1 – The Causes and Impact of Credit Deterioration
  • Session 2 – Early Warning Indicators
  • Session 3 – Matching Early Action to Early Warning Indicators
  • Session 4 – Evaluating Resolution Options
  • Session 5 – The Restructuring Process in Summary
  • Session 6 – Stakeholder Management
  • Session 7 – The INSOL Principles
  • Session 8 – Executing the Restructure


For group bookings, to discuss tailored delivery or for any questions about this course, please get in touch:

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